Terms and Conditions

1. Legal Compliance

You agree to comply with all applicable local, national, and international laws and regulations in your use of our website and services. This includes but is not limited to laws regarding data privacy, intellectual property, consumer protection, and electronic communications.

You are solely responsible for ensuring your use of our services complies with all laws applicable to your jurisdiction and circumstances.

2. Prohibited Activities

You agree not to engage in activities that could harm our website, services, or other users. Prohibited activities include attempting to gain unauthorized access to our systems, interfering with website functionality, transmitting malicious software, engaging in fraudulent behavior, or using our services for illegal purposes.

Violation of these prohibitions may result in immediate termination of access and potential legal action.

3. Content Guidelines

When communicating with us or submitting information through our website, you agree to provide accurate, truthful, and non-offensive content. You may not submit content that is defamatory, harassing, obscene, discriminatory, or violates the rights of others.

We reserve the right to remove any content that violates these guidelines or is otherwise objectionable.

4. Age Requirements

Our services are intended for individuals who are at least 18 years of age or the age of majority in their jurisdiction, whichever is greater. By using our services, you represent and warrant that you meet these age requirements. We do not knowingly collect information from or provide services to individuals under the required age.

1. Information Accuracy

You are responsible for ensuring that all information you provide to us is accurate, current, and complete. This includes contact information, service requests, and any other data submitted through our website. Inaccurate information may affect our ability to provide services or communicate with you effectively.

2. Indemnification

You agree to indemnify, defend, and hold harmless Cipher Folio, its officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses (including legal fees) arising from your use of our services, violation of these Terms and Conditions, or infringement of any rights of third parties.

3. Privacy and Data Protection

You acknowledge that you have read and understood our Privacy Policy, which explains how we collect, use, and protect your personal data. By using our services, you consent to data processing as described in our Privacy Policy. You are responsible for reviewing privacy settings and managing your data preferences.

4. Third-Party Interactions

Our website may contain links to third-party websites or services. We are not responsible for the content, practices, or policies of these external sites. Your interactions with third-party sites are governed by their respective terms and conditions and privacy policies. We recommend reviewing these documents before engaging with third-party services.

1. Disclaimer of Warranties

Our website and services are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied. We do not warrant that our services will be uninterrupted, error-free, secure, or free from viruses or other harmful components.

We disclaim all warranties, including but not limited to warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not guarantee specific results from use of our services.

2. Limitation of Liability

To the maximum extent permitted by law, Cipher Folio shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our services, including but not limited to loss of profits, data, or business opportunities.

Our total liability for any claims arising from these Terms and Conditions or your use of our services shall not exceed the amount you paid us in the twelve months preceding the claim, if any.

3. Exclusion of Consequential Damages

Under no circumstances shall we be liable for any consequential, incidental, indirect, special, or exemplary damages, including but not limited to damages for loss of business, loss of profits, business interruption, loss of data, or economic loss, even if we have been advised of the possibility of such damages.

4. Force Majeure

We shall not be liable for any failure or delay in performing our obligations under these Terms and Conditions due to circumstances beyond our reasonable control, including but not limited to acts of nature, war, terrorism, labor disputes, government actions, or technical failures. Such circumstances suspend our obligations for the duration of the force majeure event.

1. Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of Italy, without regard to its conflict of law provisions. Your use of our website and services may also be subject to other local, state, national, or international laws.

2. Jurisdiction

You agree that any legal action or proceeding arising from these Terms and Conditions shall be brought exclusively in the courts located in Milan, Italy. You consent to the personal jurisdiction of such courts and waive any objection to venue in these courts.

3. Dispute Resolution Procedures

In the event of a dispute, we encourage you to contact us first to seek an informal resolution. We are committed to working with users to resolve disagreements amicably. If informal resolution is not possible, disputes shall be resolved through the appropriate legal channels as specified in these Terms and Conditions.

4. Severability

If any provision of these Terms and Conditions is found to be invalid, illegal, or unenforceable by a court of competent jurisdiction, such provision shall be modified to the minimum extent necessary to make it valid and enforceable. If modification is not possible, the provision shall be severed, and the remaining provisions shall continue in full force and effect.

5. Terms Modification Policy

We reserve the right to modify these Terms and Conditions at any time. Material changes will be communicated through a prominent notice on our website or via email notification. Your continued use of our services after changes are posted constitutes acceptance of the modified terms. We recommend reviewing these Terms and Conditions periodically to stay informed of any updates.