Impressum

Legal Notice and Company Information

Company Identification

Company Name

Cipher Folio S.r.l.

Legal Form

Società a Responsabilità Limitata (Limited Liability Company)

Registered Office

Piazza del Duomo 31
20122 Milan
Italy

Business Registration

Registered with the Milan Chamber of Commerce
Registration Number: MI-2847619
Registration Date: October 12, 2017

VAT Identification Number

IT 08294751632

Share Capital

€50,000.00 fully paid

Official Contact Details

General Inquiries

Email: [email protected]
Phone: +39 02 8347 6291
Business Hours: Monday - Friday, 9:00 AM - 6:00 PM CET

Postal Address

Cipher Folio S.r.l.
Piazza del Duomo 31
20122 Milan
Italy

Contact Form

For service inquiries and consultations, please use our contact form

Responsible Persons

Managing Director

Name: Dr. Marco Santini
Position: Chief Executive Officer and Legal Representative
Responsibility: Overall business operations and strategic direction

Content Responsibility

Name: Dr. Marco Santini
Position: Chief Executive Officer
Address: Piazza del Duomo 31, 20122 Milan, Italy
Email: [email protected]

Responsible for the content of this website in accordance with Italian law

Technical Responsibility

Name: Francesca Moretti
Position: Technical Director
Responsibility: Website maintenance, technical infrastructure, and data security

Regulatory Information

Business Activities

Educational financial analysis services, document interpretation consulting, and financial literacy education

Regulatory Framework

Our services are educational in nature and do not constitute regulated financial advice. We operate in compliance with Italian commercial law and European data protection regulations (GDPR).

Professional Qualifications

Our team includes professionals with expertise in financial analysis, accounting, and educational consulting. We are not licensed financial advisors, investment counselors, or legal professionals.

Data Protection Officer

For data protection inquiries: [email protected]

Liability Disclaimer

Content Liability

The content on this website is provided for informational and educational purposes only. While we strive to ensure the accuracy and currency of information, we make no representations or warranties regarding the completeness, accuracy, reliability, or suitability of the content.

Use of information from this website is at your own risk. We are not liable for any losses or damages arising from reliance on website content.

External Links Disclaimer

Our website may contain links to external websites operated by third parties. We have no control over the content, practices, or policies of these external sites and are not responsible for their content or availability.

Links to external websites do not constitute an endorsement of their content. We recommend reviewing the terms and privacy policies of any external sites you visit.

Copyright Notice

All content on this website, including text, graphics, logos, images, and software, is the property of Cipher Folio S.r.l. or its licensors and is protected by Italian and international copyright laws.

Unauthorized reproduction, distribution, or use of website content without explicit written permission is prohibited and may result in legal action.

Service Disclaimer

Our educational analysis services are designed to help you understand financial documents and situations. These services do not constitute financial advice, investment recommendations, legal counsel, or tax guidance. We recommend consulting qualified professionals for specific financial, legal, or tax decisions.

Dispute Resolution

Alternative Dispute Resolution: In accordance with European Union regulations on online dispute resolution, we provide the following information:

The European Commission provides a platform for online dispute resolution, available at: https://ec.europa.eu/consumers/odr

While we are not obligated to participate in alternative dispute resolution procedures, we are committed to resolving disputes amicably. Please contact us directly to discuss any concerns, and we will work with you to find a satisfactory resolution.

Additional Legal Information

Applicable Law

This website and our services are governed by Italian law. Legal disputes shall be subject to the exclusive jurisdiction of the courts in Milan, Italy.

Privacy and Data Protection

We process personal data in accordance with the General Data Protection Regulation (GDPR) and Italian data protection law. For detailed information, please review our Privacy Policy.

Updates to Legal Information

We reserve the right to update this legal notice as necessary to reflect changes in our company structure, regulatory requirements, or business practices. Material changes will be communicated through our website.